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Filing a Storm Damage Roof Claim in Florida

What to do after a hurricane or storm, step by step, to protect your roof and your claim.

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After a storm, make the roof safe, photograph everything, report the claim promptly and keep receipts for emergency repairs. A contractor can document the damage and meet your adjuster. Never let anyone pressure you to sign over your claim or waive your deductible.

Right After the Storm

  • Stay off the roof. Make sure everyone is safe.
  • Take photos and video of all visible damage, inside and out.
  • Cover openings with tarps to stop further damage. Keep receipts.
  • Call your insurance company to open a claim.

Get Documentation

A contractor’s photo and drone documentation can show damage that is hard to see from the ground, such as creased shingles or displaced tile. See how to document damage.

The Adjuster Meeting

Ask your contractor to be on the roof with the adjuster. Two sets of eyes miss less. We explain findings in plain English and follow up if hidden damage appears during repair.

Watch for Storm Chasers

Out-of-state crews flood Tampa after hurricanes. Learn the red flags in how to choose a Tampa roofer.

How it works

How Roof X Helps with Your Claim

1

Free estimate and documentation

We photograph and, where useful, drone-image the full roof.

2

Claim support

We meet your adjuster on the roof and explain what we found.

3

Paperwork and supplements

We help with the paperwork and follow up on supplements for hidden damage.

4

Repair

Our own crew repairs or replaces the roof once the claim is approved.

Where we do it

Storm Damage Claims by City

Storm Damage Brandon

Local page with neighborhoods, projects and a free estimate.

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Storm Damage St. Petersburg

Local page with neighborhoods, projects and a free estimate.

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Service area

Storm Damage Claims Across Tampa Bay and Greater Orlando

Roof X works from Tampa headquarters east along I-4 to Orlando, with branch offices in Sarasota and Pensacola. Not sure we cover your city? Check our service areas or call (813) 590-1124.

Owens Corning Preferred ContractorGAF Gold Elite Commercial ContractorBBB A+ accredited businessFlorida Roofing and Sheet Metal Contractors Association
Questions

Storm Damage Claims: Common Questions

Something else on your mind? Call (813) 590-1124 and talk to a real person.

Should I file a claim for storm damage?

If the cost of repair is meaningfully above your deductible, it is usually worth reporting. We can document the damage so you can decide with facts.

Can I get a tarp on my roof before the adjuster comes?

Yes. Emergency mitigation protects your home. Keep photos and receipts.

What if the adjuster denies my claim?

You can ask for a re-review with additional documentation. Our photo documentation helps.

How long does a claim take?

It varies by insurer and storm volume. We keep in touch with you throughout.

Free estimate

Schedule your estimate 100% online.

Tell us about your roof and we will text you a scheduling link. We are on your roof within 48 hours.